When someone in the family falls sick, you don't just worry about health. You worry about money, too.
And with medical costs rising every year, even a short hospital stay can cost ₹20,000 to ₹1 lakh.
If you don’t have health insurance, that amount comes straight from your savings.
1. What is health insurance?
It’s a yearly plan that helps cover your medical bills. From hospital stays to surgeries, tests, medicines, and more, the insurance company pays for it as per your policy.
You just pay a fixed yearly amount, called the premium.
2. Why is it important?
Sudden illness or accidents
These can happen to anyone, anytime. Insurance helps you stay prepared.Protects your savings
You don’t need to dip into your FD or borrow money when there's a medical emergency.Gives access to better care
With a good plan, you can get treatment at quality hospitals and avoid long waiting times.
3. Not just for the elderly
Many believe health insurance is only for senior citizens. But buying it when you're young means:
Cheaper premiums
Full coverage without many restrictions
Peace of mind for years ahead
How to get health insurance?
You can buy it online or through an agent. Compare plans from trusted insurance providers. Look at:
The amount of cover
Hospitals included in the plan
Whether it offers cashless treatment
Start small if needed, but don’t delay. Health issues don’t come with warnings; your protection shouldn’t wait either.
