Health Policy

Mon, February 2, 2026 | 2 min read

Many people think they need to buy a separate insurance policy for every person in the house. But if you have a spouse and children, managing four or five different papers is a headache.

Mon, February 2, 2026 | 2 min read

Most people buy insurance hoping they’ll never need it. But when a claim is finally made and gets rejected, it feels confusing and unfair.

Mon, February 2, 2026 | 3 min read

For many urban professionals, company health insurance feels like a relief. It’s already there, the premium isn’t coming out of your pocket, and it covers hospitalisation.

Wed, December 24, 2025 | 2 min read

When someone in the family falls sick, you don't just worry about health. You worry about money, too.

Tue, May 28, 2024 | 4 min read

Pradhan Mantri Jan Arogya Yojana (PMJAY) also known as Ayushman Bharat or the National Health Protection Scheme is a flagship health insurance scheme started by the Government of India. It was launched in September 2018 to protect the poor and lower sections of society.

Wed, November 29, 2023 | 4 min read

For a period spanning six decades, the Central Government Health Scheme (CGHS) has consistently and reliably offered comprehensive medical care to individuals employed by the Central Government and pensioners who are part of the programme. Notably, CGHS addresses the healthcare requirements of eligible beneficiaries.

Thu, November 9, 2023 | 3 min read

The Senior Citizen Health Insurance Scheme (SCHIS) is a government-funded health insurance program in India specifically designed for elderly individuals who do not have any other form of health coverage. It is a component of the Ayushman Bharat - National Health Protection Mission, which seeks to ensure affordable access to healthcare for all individuals, particularly those who are poor and vulnerable.

Thu, November 2, 2023 | 3 min read

Established in 2008 under the guidance of the Ministry of Labour and Employment, the Rashtriya Swasthya Bima Yojana (RSBY) is a health insurance program implemented by the Government of India. The objective of the scheme is to extend adequate healthcare coverage to those who are economically disadvantaged, with emphasis on families living below the poverty line (BPL), as well as workers in the unorganised sector.

Wed, November 1, 2023 | 5 min read

Introduced by the Government of India in May 2015, Pradhan Mantri Suraksha Bima Yojana (PMSBY) is an accident insurance scheme that offers accidental death and disability cover in the event of an accident. It is typically offered as a one year cover, which is renewable every year, and implemented through public sector general insurance companies that are willing to offer it as a product and in sync with banks to enable the same.

Mon, October 23, 2023 | 3 min read

The Employees State Insurance Scheme (ESIS) is a crucial social security and health insurance program in India. It aims to provide valuable medical and cash benefits to eligible employees and their dependents.