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How Can One Insurance Policy Cover My Whole Family?

Mon, February 2, 2026 | 2 min read

Many people think they need to buy a separate insurance policy for every person in the house. But if you have a spouse and children, managing four or five different papers is a headache.

Why Insurance Claims Get Rejected and How You Can Reduce That Risk

Mon, February 2, 2026 | 2 min read

Most people buy insurance hoping they’ll never need it. But when a claim is finally made and gets rejected, it feels confusing and unfair.

Why Relying Only on Your Company's Health Insurance Policy Is Risky

Mon, February 2, 2026 | 3 min read

For many urban professionals, company health insurance feels like a relief. It’s already there, the premium isn’t coming out of your pocket, and it covers hospitalisation.

One hospital visit can wipe your savings. Here's how health insurance helps

Wed, December 24, 2025 | 2 min read

When someone in the family falls sick, you don't just worry about health. You worry about money, too.

Rashtriya Swasthya Bima Yojana (RSBY)

Thu, November 2, 2023 | 3 min read

Established in 2008 under the guidance of the Ministry of Labour and Employment, the Rashtriya Swasthya Bima Yojana (RSBY) is a health insurance program implemented by the Government of India. The objective of the scheme is to extend adequate healthcare coverage to those who are economically disadvantaged, with emphasis on families living below the poverty line (BPL), as well as workers in the unorganised sector.

Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Wed, November 1, 2023 | 5 min read

Introduced by the Government of India in May 2015, Pradhan Mantri Suraksha Bima Yojana (PMSBY) is an accident insurance scheme that offers accidental death and disability cover in the event of an accident. It is typically offered as a one year cover, which is renewable every year, and implemented through public sector general insurance companies that are willing to offer it as a product and in sync with banks to enable the same.

Employees State Insurance Scheme (ESIS)

Mon, October 23, 2023 | 3 min read

The Employees State Insurance Scheme (ESIS) is a crucial social security and health insurance program in India. It aims to provide valuable medical and cash benefits to eligible employees and their dependents.