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One hospital visit can wipe your savings. Here's how health insurance helps

Wed, December 24, 2025 | 2 min read

When someone in the family falls sick, you don't just worry about health. You worry about money, too.

Indira Gandhi National Old Age Pension Scheme (IGNOAPS)

Thu, June 6, 2024 | 3 min read

Do you want to know the features of the Indira Gandhi National Old Age Pension Scheme? Asking about, which Government started the old age pension scheme in India? This is a non-contributory pension scheme started by the Govt. of India under the Ministry of Rural Development.

Do Hospitals Offer Claim Settlement Assistance?

Fri, May 31, 2024 | 4 min read

The most important facet of a health insurance policy is its claim settlement process. Policyholders often want their insurance company to provide quick claim cover and hence ask, do hospitals offer claim settlement assistance in India?To enjoy the maximum benefit from your health insurance policy, it’s mandatory to know the medical insurance claims processing steps.

How is the premium of a group health insurance plan calculated?

Fri, May 31, 2024 | 3 min read

Understanding the dynamics of group health insurance premiums is crucial for organisations investing in the well-being of their employees. This article unravels the complexities, delving into the key factors that influence the calculation of premiums for group health insurance plans.

What Is Pradhan Mantri Jan Arogya Yojana (PM-JAY)?

Tue, May 28, 2024 | 4 min read

Pradhan Mantri Jan Arogya Yojana (PMJAY) also known as Ayushman Bharat or the National Health Protection Scheme is a flagship health insurance scheme started by the Government of India. It was launched in September 2018 to protect the poor and lower sections of society.

Are Dependents Covered Under a Group Health Insurance Policy?

Wed, May 22, 2024 | 3 min read

Group health insurance can be largely divided into two categories: non- employer- employee groups and employer- employee groups. But most people ask, are dependents covered under a group health insurance policy? Want to know, can a dependent claim group health insurance?The answer is a yes.

Vajpayee Arogyashree Scheme

Tue, May 21, 2024 | 3 min read

Do you want to know about Vajpayee Arogyasri Yojana? Thinking in your mind, what is the Vajpayee Arogyasri scheme?Well, the Vajpayee Arogyashree scheme is a health insurance scheme that aims to extend the ‘Universal Health Coverage’ to all the residents in Karnataka state. This scheme is named after the former Prime Minister of India, Atal Bihari Vajpayee.

What is the Meaning of Network and Non-Network Hospitals?

Thu, May 16, 2024 | 3 min read

The very thought of needing hospitalisation tends to cause anxiety even among those who are usually calm in the face of adversities. Added to this is the worry of skyrocketing medical costs.

How can NRIs get a GST Refund on Health Insurance Policies?

Tue, May 14, 2024 | 3 min read

As the world evolves and NRIs navigate the intricate tapestry of career progression and wealth creation, the spotlight turns to a pivotal aspect often overlooked – health insurance. In a landscape where healthcare costs can escalate in the blink of an eye, health insurance becomes not just a choice but a financial safety net.

Karunya Health Scheme

Tue, May 14, 2024 | 2 min read

The Government of Kerala, India has implemented the Karunya Health Scheme, a health insurance scheme aimed at providing financial assistance for medical treatments to underprivileged families in the state. This scheme ensures that families with financial constraints can access quality healthcare services without facing excessive financial pressure during medical emergencies.

Can I Add Two Critical Illness Riders to My Health Insurance Policy?

Thu, May 9, 2024 | 3 min read

Have a sedentary job, live in a city with high pollution, don’t have the time for balanced meals, or have a family history of serious illnesses? If any or all of these sound familiar, you could be prone to critical illness. While prevention is best, we should also do the needful to have access to proper care in case of a critical illness.

Does Group Health Insurance Provide Cashless Facility Across India?

Wed, May 8, 2024 | 3 min read

A group health insurance policy provides coverage for your employees under a single plan. Employers can choose the policy terms as per the size and needs of their organisation.

What is the Preferred Age to Get a Health Insurance Policy

Fri, May 3, 2024 | 3 min read

Just turned 18? It’s super exciting. You’re now an adult and are old enough to drive and vote.

What All Ailments Are Not Covered in the Floater Coverage?

Tue, April 30, 2024 | 3 min read

Floater health insurance covers the entire family under a single plan. This is like an umbrella cover where every member is protected under a common pool.

What is Domiciliary Hospitalisation?

Mon, April 29, 2024 | 3 min read

Long-term hospital treatment can be financially, emotionally, and physically draining. This is especially true for caregivers, who need to manage multiple other responsibilities, apart from caring for the patient.