Health Insurance

Thu, November 2, 2023 | 3 min read

Established in 2008 under the guidance of the Ministry of Labour and Employment, the Rashtriya Swasthya Bima Yojana (RSBY) is a health insurance program implemented by the Government of India. The objective of the scheme is to extend adequate healthcare coverage to those who are economically disadvantaged, with emphasis on families living below the poverty line (BPL), as well as workers in the unorganised sector.

Wed, November 1, 2023 | 5 min read

Introduced by the Government of India in May 2015, Pradhan Mantri Suraksha Bima Yojana (PMSBY) is an accident insurance scheme that offers accidental death and disability cover in the event of an accident. It is typically offered as a one year cover, which is renewable every year, and implemented through public sector general insurance companies that are willing to offer it as a product and in sync with banks to enable the same.

Tue, October 31, 2023 | 4 min read

Resonating well with its name the Global Health Cover plan provides financial aid against planned or unplanned medical treatments. Global Health Coverage ensures that medical expenses incurred on a treatment taken in the homeland or abroad will get covered under the health insurance plan.

Tue, October 31, 2023 | 6 min read

The Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) is a health insurance scheme introduced by the Government of Maharashtra. This plan offers cashless services for specific illnesses and functions by enabling linkage between the government and private sectors.

Mon, October 30, 2023 | 3 min read

The current surge in Covid-19 has resulted in a spike in active cases of the virus in India. According to the Union Health Ministry, 10,542 new coronavirus infections were registered in the past 24-hour period, bringing the total active cases to 63,562.

Mon, October 30, 2023 | 3 min read

A vital component of contemporary living that offers financial security against the escalating cost of healthcare is Health Insurance. It is a contract between an individual and an insurance company under which the individual pays regular premiums and the insurer, in return, covers all or some of the individual's medical costs.

Mon, October 23, 2023 | 3 min read

The Employment State Insurance Scheme (ESIS) is a crucial social security and health insurance program in India. It aims to provide valuable medical and cash benefits to eligible employees and their dependents.

Tue, October 17, 2023 | 4 min read

The government of Telangana has implemented a comprehensive health insurance scheme specifically designed to cater to the needs of its employees, pensioners, journalists, and their respective families. Managed by the Arogyasri Health Care Trust, the scheme provides coverage for outpatient and inpatient treatment, as well as follow-up services, and it is completely funded by the government, which means that it does not require any contribution from the beneficiaries.

Fri, September 1, 2023 | 4 min read

Launched in 2007 by the Government of Andhra Pradesh, the Rajiv Aarogyasri Scheme is a comprehensive health insurance initiative aimed at providing financial security and improved healthcare access to disadvantaged individuals in society.  Rajiv Aarogyasri Scheme: Objective and EligibilityThe primary objective of this scheme is to offer a safety net for the underprivileged, ensuring they can receive high-quality medical treatments without facing financial burdens.

Thu, August 10, 2023 | 3 min read

Sometimes the toughest moments in life might be unpredictable. We always have insurance, but it's not enough to protect us from harm and our loved ones.

Wed, August 9, 2023 | 6 min read

Ayushman Bharat Yojana is a prominent scheme initiated by the Government of India, following the recommendations of the National Health Policy 2017. Its primary objective is to achieve Universal Health Coverage (UHC), aligning with the Sustainable Development Goals (SDGs) and the core principle of ensuring that no one is left behind.

Wed, August 9, 2023 | 4 min read

Launched in July 2009, the Chief Minister Comprehensive Health Insurance Scheme was earlier called ‘Kalaignar Kapitu Thittam’ in Tamil Nadu. The primary objective is to offer high-quality healthcare to eligible individuals through the government of Tamil Nadu and private hospitals in the state that have been approved for participation in the scheme.

Wed, August 2, 2023 | 3 min read

In India, Top-up plans are health plans that give extra coverage to an existing health plan. These plans help people who have used up all of their health insurance or have a high amount to pay before their insurance kicks in.

Wed, August 2, 2023 | 3 min read

What if we told you that you could be rewarded for leading a healthy lifestyle? Yes, you read it right. According to IRDAI, insurance companies are asked to incentivise the eligible insured to eat clean and adopt a healthy lifestyle.

Wed, August 2, 2023 | 4 min read

Group Health Insurance in India is a type of health insurance policy that provides coverage to a group of individuals, usually employees of a company (above 18 years of age till the age of 70 years who are associated with an organisation) or members of an association. The policy covers the employees along with their family members (spouse and up to 3 children aged 3 months to 25 years) medical expenses incurred by the insured individuals due to pre-hospitalisation expenses, surgery, post-hospitalisation expenses, in-patient hospitalisation, day-care procedures, ambulance expense, and other medical treatments.