If you own cows, buffaloes, or other livestock, you already know how valuable they are, not just emotionally, but financially. A healthy animal helps you earn, feed your family, and plan for the future. But what if your cattle fall sick or die suddenly? That’s where cattle insurance can help.
Here’s how you can get insurance for your cattle:
1. Check if you’re eligible
Cattle insurance is for all livestock owners—whether you're a small farmer or part of a self-help group. It covers animals like cows, buffaloes, goats, pigs, sheep, and even camels in some states.
2. Get your animal tagged and certified
Before buying insurance, your animal needs to be identified—usually with an ear tag—and certified by a local veterinary doctor. This proves ownership and confirms the animal's health.
3. Choose an insurance provider
You can buy cattle insurance from:
Government insurers like LIC or Agriculture Insurance Company of India
Private insurance companies offering livestock cover
Common Service Centres (CSCs) or cooperative societies in your area
4. Pay a small premium
The premium depends on your animal’s market value. Government schemes often subsidize up to 50 - 70% of the cost, especially for women or marginalized farmers.
5. Understand what’s covered
Most plans cover death due to accident, illness, or natural disasters. Some also cover theft or permanent disability. Read the policy carefully or ask your local agent to explain it.
6. Keep your documents safe
You'll need your animal’s tag number, insurance paper, and vet certificate to make any claims later.
Final Tip:
Ask your local panchayat, Krishi Vigyan Kendra, or Common Service Centre if any cattle insurance drives are happening near you. Government camps often offer easier enrollment and discounts.
Protecting your cattle = protecting your income.
