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Premium For Smokers

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How Does Smoking Impact Health Insurance Premium?

Fri, May 10, 2024 | 3 min read

In 2021, a study by the World Health Organisation reported that India lost 1% of its GDP to diseases and early deaths, mostly attributed to tobacco use. This clearly establishes how smoking and insurance premiums have an impact in terms of coverage and risk.

Do I Have to Pay More Premium If I Smoke Occasionally?

Mon, December 18, 2023 | 3 min read

Smoking is a serious concern in today’s world as it gives rise to many chronic diseases of the heart, and lungs and even causes cancer. According to the World Health Organisation (WHO), over 8 million people die every year due to tobacco use.