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Group Health Insurance

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How is the premium of a group health insurance plan calculated?

Fri, May 31, 2024 | 3 min read

Understanding the dynamics of group health insurance premiums is crucial for organisations investing in the well-being of their employees. This article unravels the complexities, delving into the key factors that influence the calculation of premiums for group health insurance plans.

What happens to group health insurance when I leave the organisation?

Mon, May 27, 2024 | 3 min read

Embarking on a new professional journey often involves a transition not only in employment but also in health insurance coverage. This article unfolds the benefits of migrating from an employer's group health insurance plan to an individual health insurance policy, providing insights to make informed decisions during this crucial phase.

Are Dependents Covered Under a Group Health Insurance Policy?

Wed, May 22, 2024 | 3 min read

Group health insurance can be largely divided into two categories: non- employer- employee groups and employer- employee groups. But most people ask, are dependents covered under a group health insurance policy? Want to know, can a dependent claim group health insurance?The answer is a yes.

Does Group Health Insurance Provide Cashless Facility Across India?

Wed, May 8, 2024 | 3 min read

A group health insurance policy provides coverage for your employees under a single plan. Employers can choose the policy terms as per the size and needs of their organisation.

Are Top-Up Plans Available For Group Health Insurance?

Wed, August 2, 2023 | 3 min read

In India, Top-up plans are health plans that give extra coverage to an existing health plan. These plans help people who have used up all of their health insurance or have a high amount to pay before their insurance kicks in.

Discovering The Pros Of Group Health Insurance

Wed, August 2, 2023 | 4 min read

Group Health Insurance in India is a type of health insurance policy that provides coverage to a group of individuals, usually employees of a company (above 18 years of age till the age of 70 years who are associated with an organisation) or members of an association. The policy covers the employees along with their family members (spouse and up to 3 children aged 3 months to 25 years) medical expenses incurred by the insured individuals due to pre-hospitalisation expenses, surgery, post-hospitalisation expenses, in-patient hospitalisation, day-care procedures, ambulance expense, and other medical treatments.

Group Health Insurance: Advantages and Disadvantages

Wed, August 2, 2023 | 3 min read

Group Health Insurance in India is a type of health insurance policy that provides coverage to a group of individuals, usually employees of a company or members of an association. The policy covers the medical expenses incurred by insured individuals due to hospitalisation, surgery, and other medical treatments.

Insights into Common Exclusions of Group Health Insurance Policies

Wed, August 2, 2023 | 4 min read

Group Health Insurance policies provide coverage to a group of individuals, typical employees of an organisation, against the financial impact of medical expenses arising from illness or injury. However, like any insurance policy, Group Health Insurance policies have exclusions that limit the scope of coverage.